Opportunity Insurance Agency

Celebrating 11 years of providing highly personalized Medicare services, Opportunity Insurance Agency is dedicated to educating clients about optimal Medicare health insurance choices, such as Medicare Supplement and Advantage Plans. Originating in the Midwest, the agency expanded its reach nationwide primarily through word of mouth, cementing its reputation as a trusted source of guidance.

With a diversified service portfolio and compliant carrier partnerships established through a rigorous vetting process, the agency addresses the concerns of baby boomers by providing detailed information about insurance plans. It empowers clients with choices, highlighting differences between carriers and plans to ensure informed decision-making.

This commitment becomes evident in a specific case where a client, initially under an HMO (Health Maintenance Organization) plan with a specific carrier, faced significant challenges when preparing for back surgery. Since preliminary procedures were considered out-of-network, insurance did not cover them. To resolve this issue, Opportunity Insurance Agency changed the client’s Medicare Advantage plan from an HMO to a PPO Medicare Advantage Plan with a different carrier. This strategic shift allowed the client to undergo the back surgery with minimal costs.

“We extend familial care to our Medicare clients, ensuring that we only recommend what we would choose for our parents,” says Brian Kingsolver, CEO of Opportunity Insurance Agency.

Opportunity Insurance Agency first step for individuals approaching 65 is to conduct a Medicare consultation three to five months prior to their birthday. During this session, the company discusses the various components of Medicare and its functions, as well as the available plans. It provides them with educational materials and a quote for Medicare supplemental, Medicare Advantage plans, and prescription drugs.

Recognizing the complexity of this information, the agency maintains proactive communication throughout the process, ensuring clients have a clear understanding. Post-enrollment, the commitment to client well-being continues with assistance for coverage inquiries, claims issues, and other concerns.

For instance, there’s a notable case where a senior, anticipating brain surgery, sought assistance three years prior, she had left a Medicare Supplemental policy to enroll in the Medicare Advantage Plan.

She enrolled in an HMO Advantage plan, an insurance group offering health services for a set annual fee. To receive coverage under this plan necessitates that the plan recipient must be located within the same geographical area covered by the network of providers. However, most of her doctors and healthcare providers were not in the network with the Medicare Advantage plan.

This success underscores the dedicated team, Opportunity Insurance Agency proficient in navigating the complexities of Medicare and staying abreast of demographic shifts. Opportunity Insurance Agency distinguishes itself as a source of reassurance for the elderly, offering a thorough and empathetic approach to Medicare planning.